An elegant display of old money style, featuring classic fashion and refined aesthetics inspired by The New York Times.
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How to Have Old Money Style

Old money style means dressing in a way that looks elegant and luxurious, but without showing off. But what exactly is this style, and how can you add it to your own wardrobe?

You May Also Like: Dress Old Money Style for Every Occasion

In this guide, we’ll show you how to achieve the old money style. We’ll talk about the key clothes that make up this look, and the lifestyle that goes with it. Let’s explore and see how you can start wearing the old money style too!

Old Money Style Tips: How to Build a Timeless Wardrobe

Building a timeless wardrobe is at the heart of old money style. It’s not about trends or fast fashion; it’s about making thoughtful, lasting choices that reflect elegance and sophistication. Here are the foundational tips to help you create a wardrobe that’s as stylish as it is enduring:

1. Quality Over Quantity

Old money style thrives on the idea of investing in quality rather than purchasing a large quantity of clothes. A few well-made pieces can last for decades, while trendy items quickly go out of style.

  • Look for high-end fabrics such as wool, silk, cotton, and cashmere.
  • Tailored clothing is essential. Clothes that fit you perfectly elevate your appearance far more than anything that’s overly baggy or too tight.

2. Neutral Colors and Classic Patterns

Old money wardrobes are known for their restrained color palettes. Think navy, beige, grey, and white colors that never go out of style.

  • Neutral tones help create an elegant, calming aesthetic that can be easily mixed and matched.
  • Classic patterns like stripes, houndstooth, plaid, and checks are staples of the old money look. 

3. Embrace Minimalism

Old money style is all about understatement. The key to achieving this aesthetic is avoiding anything too flashy or attention-grabbing.

  • Say goodbye to overly branded clothing with big logos.
  • Opt for simple yet elegant designs, which allow the craftsmanship of your clothes to stand out.

The Old Money Aesthetic: Discreet Elegance for Men and Women

The old money aesthetic is centered around discreet elegance. It’s a lifestyle where luxury is not shouted from the rooftops but rather worn with a quiet confidence. Here’s what you need to know about achieving this refined aesthetic:

A group of men seated in a room surrounded by bookshelves, embodying the Old Money aesthetic of discreet elegance.

What Makes the Old Money Aesthetic Different?

Old money isn’t about showing off wealth; it’s about living with quiet sophistication. This style embraces subtlety, focusing on the finer details and high-quality craftsmanship that only the initiated would recognize.

  • Discretion is key. There’s no need to flaunt designer labels. True luxury often hides in plain sight, in the form of hand-stitched details or the softness of a fabric.
  • Elegance without effort: The old money aesthetic is never trying too hard. It’s natural, polished, and timeless.

The Importance of Discreet Luxury

Discreet luxury is the hallmark of old money style. Rather than loud, flashy items, the focus is on classic pieces that speak for themselves through their quality.

  • A well-tailored suit made from top-tier fabric will stand out more than a garish designer outfit with a large logo.
  • Handmade leather shoes or a simple pearl necklace are prime examples of how small, high-quality touches can elevate your look without drawing excessive attention.

Old Money Style Essentials: Key Pieces for Men and Women

When you’re building a wardrobe that aligns with the old money aesthetic, there are certain key pieces that should be considered essential. These items are timeless, versatile, and speak to a certain level of luxury that doesn’t need to be shown off.

For Men:

  1. Tailored Suits: A perfectly tailored suit in classic colors like navy, grey, or black is essential. It should fit well without being tight and should be made from a high-quality fabric like wool or linen.
  2. Crisp White Shirts: A classic white shirt with a good fit is a staple. It pairs well with nearly everything and exudes sophistication.
  3. Luxury Leather Shoes: Quality leather shoes, especially in dark brown or black, should be polished and well-maintained. Brands like Alden or John Lobb are examples of old money-approved footwear.
  4. Classic Overcoats: A well-made wool overcoat in a neutral color will elevate any outfit, especially during colder months.

For Women:

  1. Tailored Blazers: A perfectly fitting blazer in a neutral color can be dressed up or down and adds instant sophistication to any outfit.
  2. Cashmere Sweaters: Soft, luxurious cashmere in timeless colors like beige, navy, or cream is a must-have for any old money wardrobe.
  3. Silk Scarves: A silk scarf can add a touch of refinement to your outfit. Choose classic patterns like stripes or florals.
  4. Elegant Handbags: A high-quality, understated handbag (think leather or suede) adds to the old money aesthetic. Brands like Hermès or Chanel epitomize this refined look.

Accessories:

  • Classic Watches: An understated, well-crafted watch can be the perfect finishing touch. Brands like Rolex or Patek Philippe are iconic but often understated in their designs.
  • Pearls: Whether it’s a simple necklace or a pair of earrings, pearls are a timeless accessory that exude old money vibes.
A man and woman in sunglasses and scarves, showcasing Old Money style essentials for both genders

Mastering Old Money Style: Fashion Tips, Clothing, and Accessories

Now that you’ve learned about the key wardrobe essentials, here are some advanced tips to truly master the old money style:

1. Focus on Fabrics

When it comes to old money style, the fabric is everything. Look for high-quality options like wool, cashmere, silk, and cotton that feel luxurious to the touch and age beautifully.

  • Wool is an ideal fabric for suits and outerwear.
  • Cashmere is perfect for sweaters and scarves, offering both warmth and softness.
  • Silk shirts or ties are elegant and add a touch of refinement.

2. Invest in Tailoring

It’s not just about buying expensive clothes; it’s about making sure they fit perfectly. Tailoring is one of the most crucial aspects of old money style. Well-tailored garments always look more expensive and refined, even if they are from less well-known brands.

3. Subtle, Elegant Accessories

Old money style doesn’t rely on flashy accessories. Instead, it’s all about selecting accessories that add to your look without overpowering it. Think about small details like:

  • Leather belts with simple, elegant buckles.
  • Scarves made from silk or wool.
  • Brogues or oxfords in quality leather.
A man with curly hair sits at a desk, surrounded by papers, embodying the essence of Old Money Style.

Old Money Style for Men: Elegant Clothes and Accessories

Men’s fashion in the old money style revolves around classic, tailored clothing. The key is to dress with understated elegance, nothing too flashy, just polished, well-made garments that speak to sophistication.

Must-Have Items:

  • A navy wool suit.
  • A white dress shirt with a perfect fit.
  • Leather loafers or Oxford shoes.
  • A classic trench coat or overcoat for winter.
A man in a trench coat and hat, embodying old money style, smokes a cigarette with an air of elegance and sophistication.

Timeless Women’s Clothing: Embracing the Old Money Look

For women, achieving the old money look means embracing simple elegance and quality. From soft cashmere sweaters to classic silk scarves, it’s about choosing pieces that endure.

Timeless Wardrobe Items:

  • A tailored, knee-length dress.
  • A well-fitted blazer.
  • Classic pearls or diamond studs.

Which Brands Best Represent Old Money Style?

While old money style often avoids obvious branding, there are certain brands that encapsulate the aesthetic. These brands are known for their quiet luxury and timeless designs. Here are a few examples:

  • Brooks Brothers (for classic suits and shirts).
  • Ralph Lauren (for timeless American style).
  • Burberry (for high-quality outerwear).
  • Hermès (for understated luxury accessories).

The Old Money Clothing Heritage: A Guide to Luxury and Elegance

The old money style is deeply rooted in history. It’s a way of dressing that has been passed down through generations, always focusing on luxury, craftsmanship, and discretion. By investing in pieces that are designed to last and choosing understated elegance over bold fashion statements, you can embody this heritage in your own wardrobe.

Conclusion

Achieving old money style is about more than just clothing it’s a mindset. It’s about making thoughtful, deliberate choices that emphasize quality, craftsmanship, and a timeless aesthetic. Whether you’re looking to elevate your wardrobe or embrace a new way of dressing, the key is to focus on classic pieces, avoid flashy trends, and let your clothing speak for itself. With a little investment in the right items and an eye for subtle elegance, you’ll be well on your way to mastering the art of old money style.

FAQs

How to get the old money look?

The old money look is about understated elegance. Stick to classic, well-tailored clothes, often in neutral or muted colors. Invest in high-quality, timeless pieces like cashmere sweaters, tailored suits, and leather shoes. Accessories should be subtle—think leather belts, simple jewelry, and elegant watches.

How can I act more old money?

The key is to be composed, polite, and humble. Old money people tend to avoid flaunting wealth and prefer to blend into the background. Cultivate manners, a calm demeanor, and confidence without arrogance. Avoid boasting or showing off your possessions.

What makes you old money?

Old money isn’t about the amount of wealth, but about how it’s inherited and spent. It refers to families with generational wealth, who are often educated in refined institutions and live with a sense of tradition. Being old money means living with discretion, preserving wealth, and often prioritizing subtlety over status symbols.

What is the old money lifestyle?

The old money lifestyle is centered around refinement, heritage, and discretion. It includes living in classic, often inherited homes, supporting cultural institutions like museums and opera, and focusing on preserving wealth for future generations. There is an emphasis on quality over quantity, and a relaxed yet polished approach to everyday life.

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